How To File For Social Security Disability Benefits?

Social Security started as retirement benefits for the elderly. Over time, the government extended these benefits to cover the disabled. It provides monetary benefits for those who are unable to work due to a physical or mental impairment. There are two types of benefits available. The first is Social Security Disability Insurance Benefits, also known as DIB. These protect people disabled after working for many years. Dependents may also receive benefits in some cases. The other type of coverage is Supplemental Security Income. These benefits cover those who are elderly, blind, or disabled. This program requires that you prove monetary need.

To qualify for disability, you must prove that you meet the programs' definition of disabled. You must prove that you are unable to perform work due to a physical or mental impairment. The disability must be for at least 12 months or end in death. The process takes into account the person's age, work history, and education level. A doctor's report must agree that you are disabled and you must show a medical treatment history as well.

There are three ways to file for disability benefits. The first is going to a Social Security Administration office and applying in person. The second is going to the SSA website and applying online. The third option is applying by phone. All of these methods involve the same questions. They require a full outline of your disability and medical treatment history. You will need to provide documentation from your doctor and any other medical experts you consulted. The government may take a few weeks to review the application. They will schedule an appointment for you to visit a doctor in your area for an evaluation.

At that point, they will either approve or deny your application. Do not be surprised if the SSA denies your application. They reject almost 75% of applications. However, you may appeal the decision. This is where an attorney may come in handy. They know what the SSA is looking for and can help you appeal. Many attorneys specialize in this type of legal work and can help you navigate the SSA waters. They do have a fee attached, but most will not charge you until you get an award. If awarded, the amount you receive will be more than the zero that you would have gotten otherwise. If you are disabled, do not let the government deny you the benefits coming to you.

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